The best Durga Puja money lessons for kids happen at the shops, once you stop treating "no" as the end of a conversation and start using it as the beginning of a lesson. A bare "no" tells a child only that Pujo shopping with you ends in disappointment. A "no" that comes with a limit, a choice and a real consequence teaches how spending, saving and budgeting actually work. It also tends to prevent the meltdown, because the child feels part of the decision instead of on the rec